Landlord Resources

Rental Cash Flow & ROI Calculator

See what a rental property actually puts in your pocket each month — and how it measures up on cap rate and cash-on-cash return.

This tool uses only the figures you enter. It does not pull comparable rents or market data — for current rent pricing in your area, let’s talk directly.

Step 1 — Property & Financing

Property Value / Purchase Price

Total Cash Invested Down payment, closing costs, and any up-front repairs.

Owned Free & Clear (No Mortgage)

Turn this on if there is no monthly mortgage payment on this property.

Monthly Mortgage Payment (Principal & Interest)

Step 2 — Rental Income

Expected Monthly Rent

Step 3 — Monthly Operating Expenses

Property Taxes (monthly)

Landlord Insurance (monthly)

HOA Dues

Monthly or monthly-equivalent HOA fee, if any.

Property Management

A property manager typically charges a percentage of collected rent.

Management Fee (% of Rent) 8%

Maintenance Reserve (% of Rent) 5%

A budget for repairs and upkeep, set aside whether or not you spend it that month.

Vacancy Reserve (% of Rent) 5%

A budget for the months the unit sits empty between tenants.

Estimated Net Monthly Cash Flow

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After all expenses and mortgage payment, based on the figures you entered.

Annual Cash Flow

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Cap Rate

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Cash-on-Cash Return

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Press “Calculate My Cash Flow” to see your full breakdown.

This tool uses only the figures you enter and does not account for depreciation, income taxes, loan amortization, appreciation, or financing terms. It is not financial, tax, or investment advice — please consult a qualified accountant or financial advisor before making investment decisions.

Thinking about listing this property for rent?

This is an estimate. Let’s talk through the specific property, local rental rates, and whether leasing it or selling it makes more sense for you.

Complete the Landlord Questionnaire